Terms and Conditions

The following Terms of Use are designed to outline and clearly delineate the terms and conditions you agree to by using ReducedAutoRates.com (referred to as “the site” from this point forward). Use of the site constitutes submitting quote requests, asking the company to contact you, calling the company’s toll-free number, or utilizing any other means of contact made available by the company. Any use of the site or contact with the company indicates that you have read and agree to abide by all Terms of Use. From this point forward, the terms “we,” “us,” or “ReducedAutoRates.com” will be used to refer to all subsidiaries, agents, employees, and affiliates of ReducedAutoRates.com, as well as ReducedAutoRates.com itself.

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Our Services and Service Limitations:

ReducedAutoRates.com serves as a conduit to connect those seeking auto insurance with suitable insurance brokers, carriers, agents, and providers of any kind. We take into account information that you provide to us on our intake form as we work to match you with appropriate insurance brokers, carriers, agents, and providers. We do not endorse companies that we match to you, nor will we recommend any suggested company over another. ReducedAutoRates.com does not provide insurance, as we are not an insurance company, carrier, agent, or broker. We do not provide consultations or advice regarding insurance, taxes, finances, or anything else.

ReducedAutoRates.com includes information about insurance on the site, but we do not provide individualized consultations or evaluate individual tax situations. We forward your information to insurance carriers, agents, brokers, and providers, but we do not endorse any specific insurance provider. We are in no way responsible for the behavior of any person, company, or organization with whom you are matched, and we cannot guarantee the accuracy of quotes that they provide.

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Terms of Site Access:

Use of the site is restricted to those who live in the United States and are aged 18 or older. ReducedAutoRates.com reserves the right to deny access to the site, in whole or in part, to anyone without notice. We reserve the right to alter, remove, or discontinue and aspect, feature, or content of the site. We do not charge users for site access.

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Site Use of User Data:

Users of the site may be asked to provide relevant information or materials (“data”). This data includes, but is not limited to, the information you include on your quote request application. You can read our full policy on data collection, use, and privacy in our Privacy Policy, which is included in this agreement. By submitting data, you are confirming that all data you have submitted is completely true and accurate. We are not responsible for keeping data on file and may destroy it at any time.

Submission of personal and contact information indicates that you agree to be contacted by the insurance providers we match to you. These providers may contact you by phone or by e-mail. Opting out of our communications does not prevent insurance providers from contacting you. If you do not wish to be contacted by insurance providers, you must contact said providers. ReducedAutoRates.com has no authority to force cessation of communications between you and participating insurance providers.

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Disclaimer of Warranties:

ReducedAutoRates.com offers no guarantee or warranty of or on the site or any materials on it. We cannot guarantee that information on the site is completely accurate or reliable, or that the site is free from viruses or other damaging entities. We also cannot guarantee that sites we link to are accurate, up to date, and reliable, or that such sites are safe and free of viruses. We cannot guarantee that any claims made by insurance providers are accurate.

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Links on Our Site:

ReducedAutoRates.com is not responsible for the quality, availability, or accuracy of information provided on sites whose links we include on our site. Because we connect site users with insurance providers, we do not endorse or guarantee validity of sites we link to.

 

Statement on Updates:

These Terms of Use may be changed by us at any time without notice. The changes will be made effective when the updated agreement is posted to the site. When you use ReducedAutoRates.com, you are agreeing that you have read and agree to abide by the most current set of Terms and Conditions as posted on the site.

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Applicable Laws:

ReducedAutoRates.com and its Terms of Use are under the jurisdiction of State of New Jersey law.